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Account Transition Optimizer

Transition taxable accounts with significant embedded gains into target models while controlling exactly how much gain is realized through tax lot analysis.

60 secto transition accounts into models
100%gains budget honored
1–5 yrsmulti-year paths
01

Tax-Smart Transition

Define a capital gains budget, target equity allocation, and preferred model. The optimizer builds a tax-efficient transition plan that aligns the portfolio with the advisor’s model while staying within the client’s capital gains budget.

→ A plan that hits your model, inside the tax budget
02

Equivalency Rules

Define your preferred equivalencies for stocks, ETFs, and mutual funds to avoid unnecessary sales, minimize realized capital gains, and preserve existing holdings whenever possible.

→ Fewer sales · lower realized gains
03

Multi-Year Transitions

Spread a client’s portfolio transition over multiple years by allocating the capital gains budget across each year, creating a more tax-efficient path into the advisor’s model.

→ Gains spread on purpose, year by year

See it live, on a real statement

A 20-minute live demonstration, starting from a client statement.